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This might be taken from the loan-top cross section data, as opposed to the panel research used in Shape step one
Contour dos. Profile 2 plots brand new percentage of money at each observation big date that had a top balance at that time than just they performed from the origination. In the each year, one million people who have student financial obligation involving the chronilogical age of 18-thirty-five are located, and each of their student…